The Three Circles of the Hedgehog Concept Somewhere around 2005 or so I was introduced to the image above, The Hedgehog Concept. It comes from the book “Good to Great” by Jim Collins. When I first saw it, and it was explained to me, it did not make sense. The wording was a bit […]
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Entries by jbergner
When it comes to retirement, common wisdom is to start planning early. Most people, however, are so busy making money in their 20s, 30s and 40s that they neglect to plan.
Trying to find a free scholarship that your child qualifies for can feel like looking for a needle in a haystack. Even if you do find some possibilities, understanding how to fill out the application can be challenging.
Help your child figure out what income there will be (money from home, financial aid, a part-time job) and when it will be coming in (at the beginning of each semester, once a month, or every week).
Most people walk around with “What if?” questions in their head from time to time. Some of them are fun scenarios, like “What if I want to retire 10 years earlier than planned?”
Many retirees overlook the cold hard reality that taxes will have to be paid on never before taxed income.
Learn about a simple and safe, investment vehicle that will provide you with tax-free income after retirement.
Wealthy individuals may have a lot of money, but they often lack control over where it is invested – and this can cost them in the long-term.
How to avoid a high tax bill when you withdraw money in retirement.
There are huge tax consequence retirees end up paying each year on withdrawals, because people are taxed at their highest tax bracket in retirement.