Retirement Planning

What is Retirement Planning

What does “retirement planning” mean to you ? For many of us it is a quite different picture than the ones our parents had in mind.

Many of Jerry’s clients continue to “work” during “retirement”. Not because they have to, but because they choose to do so. Jerry wants it to be your choice.

There are many moving parts that come into play in this area. Jerry will work with you to help you to understand what you need to have coming in to live as you would like. How and when can your achieve this in a way that allows you to live as you like now, and later. Jerry doesn’t believe in saving it all for the future, nor does he believe in spending it all today. It is all about balance!

The more you understand how all your moving financial pieces can be made to work together for your benefit, the clearing you can be on the choices you are making and the impact they will have now and in the future.

Let us help you to understand and make clearer, more informed choices!

What’s in the video

It’s happening and it’s happening right now. today all across america 1000 baby boomers turn 65 years old the age of retirement.Tomorrow another 10000. But only a few will retire with financial security. Most will not. Why?

Because 95% of americans have not save enough during their 40 year of work to pay for their 20 year of retirement. 33% have saved nothing at all. If you are counting on social security to bail you out think again. Social security provides enough to live around the poverty line, many predict it won’t even be here when it’s time to retire. What’s more people are living longer than ever. You might need your retirement saving to last 30 years even more.

So what’s the solution?

Its pretty simple ,spend less than you earn. Set a monthly budget then pay yourself the first 15% and deposits it into a 401K , IRA, or retirement account. THen use the web to track your finances. If you pay yourself just bit of every paycheck you will have the funds to live our your golden years in financial comfort.

Located in Durham, NC, Integrated Life and Financial Planning is an independent financial services firm founded by Jerry Bergner, AAMS CMFC. As a Durham, NC-based Financial Planner, Jerry’s mission is to help you achieve the life YOU envision. His mission is to assist you in supporting the life you envision for yourself and those you care about. If you need help in clarifying that vision, he can work with you on that as well! Book a consultation meeting today.